Please note that by applying for an Account, you agree to be bound by these Terms.
Members will also have to answer two security questions when creating or changing their PIN and will have to answer those questions correctly to reset it.
The answers to the security questions are not case-sensitive.
If you refuse to accept these Terms, you will not be able to apply for an Account with us or make use of the Services.
You should print a copy of these Terms or save them to your computer for future reference.
We may amend these Terms from time to time as set out in Section 3.
Please review all the revisions to these Terms to ensure you understand the current Terms which will apply at that time and going forward.Can be contacted by mail, email or telephone via the contact details set out below on Monday to Friday from to EST, via the website by sending us a support ticket, or by using the "Live Chat" option.Customers can expect to receive a response following the submission of support ticket within 48 hours.These Terms were most recently updated on December 31, 2013.These Terms may be made available in multiple languages.A 4-8 digit numeric code a Member creates upon opening an Account.