Consolidating personal school loans

If you select this option, you won’t have to begin making payments on your new Direct Consolidation Loan until closer to the end of the grace period on your current loans.Top Borrowers have different needs, so there are several repayment plans—including income-driven repayment plans, which base your monthly payment amount on your income and family size.

If you submitted your application online, your consolidation servicer’s contact information was provided at the end of the online process.

Going to college is a fulfilling experience for most people.

There’s no upper limit to the amount of debt you can refinance, although the minimum sits at $5,000.

The average borrower’s credit score is 774, so you’ll need a strong credit history to qualify.

Then reach out and start the application process so you can begin taking advantage of your refinance benefits.

So Fi loans have several unique features that make them stand out. Whom do I contact if I have questions about consolidation?There is no cap on the interest rate of a Direct Consolidation Loan.While you hopefully snagged your dream job after graduation, it’s even more likely that you landed with some pretty steep student loan payments.Depending on the type of student loan you have and your ability to meet your monthly payments, you may want to consider refinancing the loan.Alternatively, you could extend the repayment term of your student loan to help lower your monthly payments.

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